Monarch Money Review 2025: Pros and Cons After 2 Years

👉 Try Monarch Money with a free 7-day trial and get 50% off the annual costs: https://marriagekidsandmoney.com/monarchmoney (affiliate) Managing money goals can get complicated fast—especially when juggling spreadsheets, accounts, and family finances. That’s where Monarch Money comes in. In this review, I’ll share the pros and cons of Monarch Money after using it for two years in both my personal and business life. From tracking your budget, investments, and net worth to offering an ad-free, no-upsell experience, Monarch Money aims to give you a complete financial overview. It’s also designed with couples in mind, making it easier to align on money goals together. Of course, it’s not perfect—so I’ll cover what Monarch doesn’t do (yet) and whether the cost is worth it for you. 📌 Subscribe for more family finance and solopreneur tips: Marriage Kids and Money YouTube CHAPTERS 00:00 – Why Use Monarch Money? 00:45 – What is Monarch Money? 01:20 – Complete Financial Overview 02:20 – Ad-Free, No Upsell Experience 03:10 – Designed for Couples & Families 03:50 – Things to Consider: Cost 04:36 – Limited Crypto Options 05:00 – No Credit Score Monitoring 05:40 – My 5-Star Review of Monarch 06:20 – How to Get Started with Monarch #MonarchMoney #BudgetingTools #FamilyFinance #MoneyManagement OTHER VIDEOS TO WATCH Best Budget Apps for Couples (2025) | Marriage and Money ❤️💲 https://youtu.be/El_EbaMT2zI Millionaire Couple by 40 Living The Portugal Beachside Expat Life https://youtu.be/2e1n0M1TzV0 FIRE Millionaire Couple at 34 | Lauren & Steven Keys https://youtu.be/lN9Di5pvCnE BIO - ANDY HILL: Andy Hill is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping young families build wealth and happiness. Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger’s Personal Finance and NBC News. With millions of podcast downloads and video views, Andy’s message of family financial empowerment has resonated with listeners, readers and viewers across the world. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing on his hammock. ✅ CONNECT WITH US Instagram: http://www.instagram.com/marriagekidsandmoney Blog: https://www.marriagekidsandmoney.com Podcast: https://www.marriagekidsandmoney.com/podcast-archive/ HOW WE MAKE MONEY + DISCLAIMER This show may contain affiliate links or links from our advertisers where we earn a commission, direct payment or products. Opinions are the creators alone, and this content has not been provided by, reviewed, approved or endorsed by any advertiser. Information shared on this channel is for entertainment purposes only and should not be considered as professional advice. Marriage Kids and Money (www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com. CREDITS Research & Writing: Andy Hill, AFC® Video Editing: Hinz Video Thumbnails: Ardi, The Thumbnail Wiz Channel Management: Nev Maraj