How to Use Monarch Money (Full 2025 Guide)

I use Monarch Money to manage our budget and expense tracking. In this video, I'll work through Monarch, covering the features I use the most. If you want to try Monarch, you can get 50% off the first year's subscription using the promo code ROB50 and this link: https://go.robberger.com/monarch-rob50/yt-review. Monarch is an advertiser, meaning I earn a fee if you sign up for the app. They are not, however, a sponsor of this video or my channel. My views of the Monarch Money app are my own. If you want to see other budgeting apps I love, you can do that here: https://robberger.com/best-budgeting-apps/ *Join the Newsletter. It's Free:* https://robberger.com/newsletter/?utm_source=Rob+Berger&utm_medium=ATF+Link&utm_campaign=Newsletter&utm_id=YouTube *Financial tools I use:* *I track all of my investments, performance, fees, and asset allocation with Empower. It's Free:* https://go.robberger.com/empower/yt- *I use Monarch Money to manage our budget:* https://go.robberger.com/monarch-yt/yt-desc *My retirement plan comes from Boldin, the most robust retirement planner available at a reasonable cost:* https://go.robberger.com/boldin/yt- *I used Capitalize for my last 401(k) rollover. They did all of the work, and it's Free:* https://go.robberger.com/capitalize/yt- *My Book (Retire Before Mom and Dad):* https://amzn.to/4d9qbhA #retirement #investing #robberger 0:00 Intro 1:12 Dashboard 2:14 Settings Detailed Breakdown 13:00 Connection Status/Transactions 21:42 Budget 26:21 Cash Flow 29:11 Goals 32:10 Edit Accounts 33:02 Investments 34:49 AI Assistant ABOUT ME While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. I've since sold my websites, bought them back, and started a new website and this YouTube channel. I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE) LET'S CONNECT Youtube: https://www.youtube.com/channel/UC9C17-OMxa-7oRSaCtztObw?sub_confirmation=1 Facebook: https://www.facebook.com/financialfreedomguy/ Twitter: https://twitter.com/Robert_A_Berger DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions. *Disclosure*: Some of the links in this description are from partners who compensate us. This means — at no extra cost to you — I may earn money if you click and sign up for a product or open an account. This creates a financial relationship that may influence my recommendations, but I only recommend products and services I believe in and would recommend to my own mom. Advertisers have no control over my content. Read the full advertiser disclosure here: https://robberger.com/how-we-make-money/

Added 5 Apr 2026